Controlling Costs in an Ever-changing Legislative and Regulatory Environment April 22 to 23, 2004 Hilton Crystal City Hotel Arlington, VA 2004 WEBA Awards Banquet April 22, 2004 REGISTRATION DISCOUNT EXTENDED UNTIL APRIL 9TH

Sponsors Include: MetLife Palmer & Cay Consulting Group Spectera International Foundation of Employee Benefit Plans Smith Premier Services Chicago Consulting Actuaries Lumenos Pharmacy Benefit Management Institute, Inc. The ROC Group NCPPO Boardman Law Firm American Solutions for Business The Hartford Delta Dental McDermott, Will & Emery Express Scripts Diversified Investment Advisors Advocate EAP Unimerica Workplace Benefits Vision Service Plan

Join WEB at the premier conference designed to address cost savings and regulatory concerns in three tracks of study:

Retirement For Retirement Benefits Professionals

Health, Welfare and Fringe Benefits For Health, Welfare and Voluntary Benefits Professionals

Benefits Boot Camp For New Employee Benefits Professionals Looking for Comprehensive Introductory Training

To register online and pay by credit card, click here.

For a printable version of this material, click here.

Click here to download registration form in PDF format.

Agenda

Wednesday, April 21, 2004
5:30 to 7:30 PM	Registration
Thursday, April 22, 2004
8:00 to 9:00 AM	Continental Breakfast and Registration
9:00 to 10:30 AM	BRAVE NEW WORLD: THE GENOMICS REVOLUTION Connie Harmsen CEO, Banner Estrella Medical Center In June 2002, it was announced that the human genome had been successfully sequenced. The work was heralded as the most significant scientific discovery to date for humankind. Just what impact will our new understanding of genomics have on society, health care, business, insurers, and future generations? How will we handle the implications genomics will have to change our world? What decisions would you personally make? This exciting presentation will inform participants about the Human Genome Project, its applications to health care and society, and encourage you to consider legal and ethical challenges thrust upon humanity as a result of this fascinating new knowledge.
10:30 to 11:00 AM	BREAK WITH EXHIBITORS
11:00 to NOON	BREAK OUT SESSIONS RETIREMENT SESSION 1 — DEVELOPING OR REVISING A RETIREMENT BENEFIT STRATEGY Judy Mazo Senior Vice President/Director of Research, The Segal Company, Washington Henry Freeman Vice President, The Segal Company, New York Most plan sponsors and consultants working with plan sponsors should carefully review and develop a long-term strategy for each retirement plan program. This long-term approach can save organizations time, money and resources as well as address compliance concerns and participant satisfaction issues. This "hands-on" session will focus on how to implement this type of initiative.   SESSION 2 — DEFINED BENEFIT PLANS: DO THEY STILL MAKE SENSE Laura S. Rosenberg Vice President, Fiduciary Counselors, Inc. (Former with PBGC) J. Mark Iwry Senior Fellow, Brookings Institution and Sullivan & Cromwell (formerly Benefits Counsel, U.S. Treasury) With the increasing number of employers terminating their defined benefit programs, the compliance concerns regarding cash-balance plans as well as the interest-rate concerns that are bottlenecked in Congress, many employers are wondering: "Do defined benefit plans still make sense?" This session will look at the long-term health of the defined benefit plan system and will provide a basis for helping employers and service providers address these concerns. HEALTH, WELFARE AND FRINGE BENEFITS SESSION 3 — MANAGING THE PRESCRIPTION DRUG BENEFIT WITHOUT SHIFTING COSTS Robert Nease, Ph.D. Vice President, Express Scripts, Inc. Does the sense of entitlement around prescription drugs pit members against their plans? How are plans responding to the relentless growth in prescription drug spending? Is it fair to shift rising costs to members? Is it necessary? This interactive, evidence-based workshop will reveal what plan members really think… and why there is hope for maintaining a financially healthy pharmacy benefit while meeting member needs.   SESSION 4 — RETIREE HEALTH — CREATIVE SOLUTIONS IN TODAY'S ENVIRONMENT Laura Canniff and Bev Haglund Co-Founders, Retiree Service Center From FASB liability recovery to fixed cost benefits, this session provides an overview of time-tested and innovative methods to help control retiree benefit costs and reduce administrative burden, while increasing the service satisfaction of your retiree population. BENEFITS BOOT CAMP — Session A ERISA: OVERVIEW OF COVERAGE AND BASIC CONCEPTS - KEEPING YOURSELF AND YOUR BUSINESS OUT OF TROUBLE Quana C. Jew, Esq. Partner, Arent Fox, PLLC William R. Charyk, Esq. Managing Partner, Arent Fox, PLLC A practical overview of the most significant aspects of the Employee Retirement Income Security Act of 1974 (ERISA). The session will focus on fiduciary requirements for plan sponsors, administrators and service providers as well as address the basic concepts of ERISA to help individuals and businesses avoid costly mistakes.
NOON to 1:15 PM	LUNCHEON AND KEYNOTE SPEAKER DOL STUDY OF PLAN AUDIT QUALITY AND OTHER REPORTING COMPLIANCE ISSUES Ian Dingwall (Invited) Chief Accountant, Employee Benefits Security Administration (DOL)
1:15 to 1:45 PM	VISIT WITH EXHIBITORS
1:45 to 2:45 PM	BREAK OUT SESSIONS RETIREMENT SESSION 1 — DEVELOPING OR REVISING A RETIREMENT BENEFIT STRATEGY Judy Mazo Senior Vice President/Director of Research, The Segal Company, Washington Henry Freeman Vice President, The Segal Company, New York   SESSION 2 — DEFINED BENEFIT PLANS: DO THEY STILL MAKE SENSE Laura S. Rosenberg Vice President, Fiduciary Counselors, Inc. (Former with PBGC) J. Mark Iwry Senior Fellow, Brookings Institution and Sullivan & Cromwell (formerly Benefits Counsel, U.S. Treasury) HEALTH, WELFARE AND FRINGE BENEFITS SESSION 3 — MANAGING THE PRESCRIPTION DRUG BENEFIT WITHOUT SHIFTING COSTS Robert Nease, Ph.D. Vice President, Express Scripts, Inc   SESSION 5 — CONSUMER DRIVEN HEALTHCARE: PROVIDER OVERVIEW AND CLIENT CASE STUDY Cynthia Feiden-Warsh Vice President, Lumenos Fred Williams Director of Benefits and Strategic Alliances,Quest Diagnostics, Inc. Hear one employer's personal experience with implementing a consumer driven healthcare program - from plan design and the impact on company costs to the impact on employees. Learn how an employer and consulting firm can work as a team to find a solution that best fits the needs of that employer. BENEFITS BOOT CAMP — Session B DB AND DC PLANS — SIMILARITIES AND DIFFERENCES Dori Boulden WEB DC Chapter President, Riggs Bank A practical overview of the most common features and benefits of defined benefit and defined contributions pension plans. The session will focus on how ERISA and the Internal Revenue Code (IRC) apply to these plans and how their features and compliance standards differ.
2:50 to 3:50 PM	BREAK OUT SESSIONS RETIREMENT SESSION 6 — KEEPING PLANS IN COMPLIANCE: IRS AND DOL VOLUNTARY CORRECTION PROGRAMS Tom Pevarnik Director, Deloitte & Touche (formerly with the IRS) Jeffrey Monhart Senior Investigator, Office of Enforcement, Employee Benefits Security Administration, DOL Plan sponsors work diligently to keep plans in compliance with ERISA and the IRC. However, even the most diligent employers discover violations. Learn from a national compliance expert and former IRS official about voluntary correction programs offered by the IRS and DOL that permit employers to self-correct violations with little or no penalties or sanctions.   SESSION 7 — MUTUAL FUND FEES — WHAT ARE THEY AND WHAT SHOULD PLAN FIDUCIARIES KNOW? Charles H. Kennedy Vice President, Retirement Services, Invesmart, Inc. Sandy Pappa Principle, Mercer Human Resource Consulting The fees charged participants and plan sponsors by mutual fund companies can significantly affect the long-term returns of participants in retirement plans. This fee issue is receiving heightened scrutiny by Congress. Is your plan or are your clients paying too much for their investment opportunities? This session will look at those issues and offer solutions that can save plans money and protect them against costly litigation. HEALTH, WELFARE AND FRINGE BENEFITS SESSION 8 — SELECTING APPROPRIATE ELECTIVE BENEFITS FOR YOUR WORKFORCE Frank J. Fimmano, CLU Vice President, Health and Welfare Practice Aon Consulting How to create a strategy for and implement a Voluntary Benefit Plan that both works for your workforce and is seen as a real benefit to employees. Your "take away" will be a "Voluntary Benefits MRI" to help you assess your own company's appetite for various Voluntary Benefits programs.   SESSION 5 — CONSUMER DRIVEN HEALTHCARE: PROVIDER OVERVIEW AND CLIENT CASE STUDY Cynthia Feiden-Warsh Vice President, Lumenos Fred Williams Director of Benefits and Strategic Alliances,Quest Diagnostics, Inc. BENEFITS BOOT CAMP — Session C Health Benefits and Funding Denise M. Gavaletz, J.D., CEBS President, Touchstone Consulting Group This session looks at the basic components of health benefit programs as well as the methods to fund these various benefits.
3:40 to 4:15 PM	BREAK WITH EXHIBITORS
4:15 to 5:15 PM	BREAK OUT SESSIONS RETIREMENT SESSION 6 — KEEPING PLANS IN COMPLIANCE: IRS AND DOL VOLUNTARY CORRECTION PROGRAMS Tom Pevarnik Director, Deloitte & Touche (formerly with the IRS) Jeffrey Monhart Senior Investigator, Office of Enforcement, Employee Benefits Security Administration, DOL   SESSION 7 — MUTUAL FUND FEES — WHAT ARE THEY AND WHAT SHOULD PLAN FIDUCIARIES KNOW? Charles H. Kennedy Vice President, Retirement Services, Invesmart, Inc. Sandy Pappa Principle, Mercer Human Resource Consulting HEALTH, WELFARE AND FRINGE BENEFITS SESSION 8 — SELECTING APPROPRIATE ELECTIVE BENEFITS FOR YOUR WORKFORCE Frank J. Fimmano, CLU Vice President, Health and Welfare Practice Aon Consulting   SESSION 4 — RETIREE HEALTH — CREATIVE SOLUTIONS IN TODAY'S ENVIRONMENT Laura Canniff and Bev Haglund Co-Founders, Retiree Service Center BENEFITS BOOT CAMP — Session D Alphabet Soup of Welfare Benefits Jim Kraynik Vice President, ARAG Group This session will be a "walk" through the acronyms surrounding non-health related welfare and fringe benefits. This journey will provide comprehensive explanations for short-term disability, long-term disability, group term life, flexible spending, dependent care and other fringe benefit and welfare programs.
6:00 to 7:00 PM	CONFERENCE COCKTAIL RECEPTION IN EXHIBITOR HALL
7:00 PM	WEBA BANQUET AND AWARDS CEREMONY Join WEB in honoring companies and individuals for their outstanding achievements in the employee benefits arena. Keynote Speaker — Sandra Block, USA Today
Friday, April 23, 2004
8:00 to 9:00 AM	Continental Breakfast and Registration in Exhibition Hall
9:00 to 10:30 AM	LEGISLATIVE UPDATE James Klein President, American Benefits Council Get an overview of what is happening in Washington, DC from one of the nation's leading employee benefit advocacy organizations, the American Benefits Council.
10:30 to 11:00 AM	BREAK WITH EXHIBITORS
11:00 to NOON	BREAK OUT SESSIONS RETIREMENT SESSION 9 — FIDUCIARY DUTIES IN DEFINED CONTRIBUTION PLANS Nell Hennessy President, Fiduciary Counselors, Inc. Dana Domone Assistant Managing Editor, BNA, Inc. (Member of Plan's Trustee Board) With the fallout surrounding the collapse of Enron, existing mutual fund and fee issues, and increased litigation from plan participants, fiduciaries issues in defined contributions plans have become increasingly important. This session will focus on what employers and plan fiduciaries should be doing to ensure fiduciary standards are being met.   SESSION 10 — RETIREMENT SAVINGS FINANCIAL EDUCATION: FROM CRADLE TO GRAVE Don Blandin President, American Savings Education Council Janice Y. Burnham President, The ROC Group The last three years have dramatically illustrated the importance of investment diversity and a basic knowledge of financial planning. And without these basics, employees may not fully appreciate the value of the employer's retirement plans or how to use them in retirement. This session focuses on successful retirement education programs and communication that has increased participation and appreciation of the plan. HEALTH, WELFARE AND FRINGE BENEFITS SESSION 11 — CREATING AN RFP FOR PRESCRIPTION DRUG PLANS Joanne Sica Assistant Vice President, Aon Consulting As the cost for providing prescription drug benefits soar, this session will help you evaluate if carving out prescription drugs from the medical plan makes sense for your company or your clients. Learn practical "how-to" steps for developing a request for proposal for prescription drug plans.   SESSION 12 — MEDICARE MODERNIZATION ACT — IMPLICATION FOR HEALTH PLANS AND PHARMACY BENEFIT MANAGERS John Gorman President and CEO, Gorman Health Group Touted as the most extensive reform to the Medicare program since its inception in 1965, the Medicare Modernization Act (MMA) creates a prescription drug benefit, enhances and restructures the Medicare Part C components and provides a number of critical reimbursement adjustments. Learn about the implications of this legislation for private health plans and pharmacy benefit managers (PBMs). BENEFITS BOOT CAMP — Session E COBRA/HIPAA OVERVIEW Andrea Bailey Partner, Constangy, Brooks and Smith This session will provide attendees with an overview of the requirements of COBRA and HIPAA, and how these laws affect employee benefit plans and their participants.
NOON to 1:15 PM	LUNCHEON AND KEYNOTE SPEAKER A Different Perspective on Dental Benefit Plans Dr. Alan Vogel Vice President, National Dental Director, MetLife Dental benefits are often mistakenly thought of as a "commodity." However, price alone does not equate to program value. Our speaker will examine: The State of the Industry A focus on the potential impact a dental program has on the total cost of employee benefits as well as the key drivers of dental expenditures. With dental expenditures expected to top $118 billion in the next 10 years, it is critical that employers and insurance carriers alike understand and address the forces at work in the dental industry. The State of the Benefits Marketplace A focus on the concerns of the marketplace today and how quality-focused insurance carriers are changing the way they develop their dental products and service delivery to meet the future needs of the marketplace.
1:15 to 1:45 PM	LAST CHANCE TO VISIT WITH EXHIBITORS
1:45 to 2:45 PM	BREAK OUT SESSIONS RETIREMENT SESSION 9 — FIDUCIARY DUTIES IN DEFINED CONTRIBUTION PLANS Nell Hennessy President, Fiduciary Counselors, Inc. Dana Domone Assistant Managing Editor, BNA, Inc. (Member of Plan's Trustee Board)   SESSION 10 — RETIREMENT SAVINGS FINANCIAL EDUCATION: FROM CRADLE TO GRAVE Don Blandin President, American Savings Education Council Janice Y. Burnham President, The ROC Group HEALTH, WELFARE AND FRINGE BENEFITS SESSION 11 — CREATING AN RFP FOR PRESCRIPTION DRUG PLANS Joanne Sica Assistant Vice President, Aon Consulting   SESSION 12 — MEDICARE MODERNIZATION ACT — IMPLICATION FOR HEALTH PLANS AND PHARMACY BENEFIT MANAGERS John Gorman President and CEO, Gorman Health Group BENEFITS BOOT CAMP — Session F EXECUTIVE BENEFITS Alan B. Rose Vice President, M Benefit Solutions This session will focus on the types of executive benefit programs and structures that are available to employers including Rabbi Trusts and 419 Welfare Trusts and typical funding arrangements.
2:45 to 3:00 PM	BREAK
3:00 to 4:15 PM	LATE-DAY TRADING, MARKET TIMING AND SOFT DOLLARS—WHAT ARE THE ISSUES AND WHAT ARE THE SOLUTIONS? Great attention is being paid to the scandals related to late-day trading and market-timing. "Soft Dollar" arrangements are also being carefully reviewed by Congress and Federal agencies. What are the issues involved and what does this mean to employee benefit plans? This session will offer an insight on how plan fiduciaries should be reacting to these issues, and will present some innovative analysis of how mutual fund companies are meeting their fiduciary duties. Jennifer Eller Attorney, Groom Law Group Donald B. Trone, AIFA Founder and Chief Executive Officer, Foundation for Fiduciary Studies
4:15 PM	CONFERENCE CONCLUDES

SOCIAL OPPORTUNITIES

Friday, April 23

Join fellow conference attendees at a performance of the Capitol Steps. The Capitol Steps, the only group in America that attempts to be funnier than the Congress, is a troupe of current and former Congressional staffers who monitor events and personalities on Capitol Hill, in the Oval Office, and in other centers of power and prestige around the world and then take a humorous look at serious issues while providing a nationwide laugh for millions. For more information, go to www.capsteps.com. Tickets to this event are available for $30 each. If you want a ticket, please send an email to lowell@webnetwork.org indicating the number of tickets desired. Tickets are only available to individuals registered for the conference and their guests and family. Advance payment will be required. Cancellations will be refunded only in the event your ticket can be resold.

Saturday, April 24

Grayline Tours offers a variety of bus tours of Washington, DC and Northern Virginia, including the monuments, Mount Vernon, and Arlington National Cemetery. For information on available tours, go to the Grayline Tours website at www.etix.com/travel/servlet/onlineSale?action=viewTours&franchise_id=29. Interested conference attendees should contact Grayline Tours directly to make tour arrangements.

REGISTRATION FEES

Conference

Full Conference Including WEBA Banquet	Before April 10	After April 9
Members	$350	$400
Non-Members*	$500	$500
Full Conference Excluding WEBA Banquet
Members	$250	$300
Non-Members*	$400	$450
One-Day Attendance
Thursday
Members** (WEBA Extra)	$150	$200
Non-Members** (WEBA Extra)	$225	$250
Friday
Members** (WEBA Extra)	$150	$200
Non-Members** (WEBA Extra)	$225	$250

WEB Excellence in Benefits Awards Banquet April 22, 2004

	Before April 10	After April 9
Members	$100	$120
Non-Members	$120	$150
Guest	$100	$120

(Organizations interested in purchasing a table, contact lowell@webnetwork.org)

*   Includes annual WEB membership
** May register separately to attend WEBA Banquet

CONTINUING EDUCATION

WEB will help you qualify for continuing professional education credits. The Conference program will meet the continuing education requirements for ASPA members and Enrolled Actuaries. The program is pre-approved for Continuing Legal Education and CPE credits for auditors in Pennsylvania. If you want CE credits and do not need prior approval, request that WEB file to approve your credits or provide you with the documentation to file yourself.

To register online and pay by credit card, click here.

For a printable version of this material, click here.

Click here to download registration form in PDF format.